Do yuo know what money is?
If we are making a distinction between White and Black, white cannot be black. It is not affirming a disjunct in claiming that white is not black and black is not white. So you need to understand what money is before you can understand what it isn’t. Otherwise all your doing is trying to claim that white is both white and black and that makes on logical sense whatsoever.
It’s in very poor taste to call a logical fallacy over a subject you don’t understand.