Whoa. If you can’t already tell from the responses that have already been posted, you have a very distorted view of how the banking system and the Fed works, to say the least. I’m not sure where your information comes from, but I recommend looking into some better sources.
"Modern Money Mechanics" is probably the most authoritative source, but if you need something a little more understandable,
The Creature from Jekyll Island &
The Mystery of Banking
…are really the best place to start. (you can find links, including one to a free PDF download there) Other resources are below. Please look into them.
Federal Reserve System at Mises Wiki (check “links” section for more resources)
Articles:
"Is Our Money Based on Debt?"
"The Fed as Giant Counterfeiter"
“Do Non-Banks Create Money?”
“The Mystery of Central Banking”
Books:
What Has Government Done to Our Money?
The Mystery of Banking
The Creature from Jekyll Island
The Case Against the Fed
The Case for a 100 Percent Gold Dollar, & The Case for a Genuine Gold Dollar
Playlists:
Money & Banking
Money and How it Works
Videos:
A Second Look at the Federal Reserve (YouTube)
The Creature from Jekyll Island (lecture from G. Edward Griffin)
Fiat Empire – Why the Federal Reserve Violates the Constitution
Money, Banking and the Federal Reserve (HQ) (download here)