Why are We Still Debating Fractional Reserve Banking?

[John_James]

@Ricky James Moore II

There was recently an entire thread (6-7 pages long) that discussed whether fractional-reserve banking is fraudulent. Are you trying to raise that issue again here?

I know, but I am not reading that whole archive for one, and the search functionsucks on the forum, and I consider it inane anyways.

So basically because you’re too lazy to read all the responses to your question that have already been written, you’d rather just rehash the whole thing?

It was active as late as a few days ago. It’s on the third page. The Myth of Fractional Reserve Banking as Fraud

@mikachusetts

To return to the OP, I think people have this idea that 100% reserves means that every customer could show up at a given branch, withdraw all of their cash, and no problems would arise. This is simply not true. However, full reserve banks would certainly be able to come up with the cash much faster than fractional ones.

Uh…I think you miss the most important point: Full reserve banks would be able to come up with the cash without having to print new money. It has nothing to do with speed.