I have about 15k of student loans that I need to repay. I have a job currently that earns 44k a year before taxes, which will become 50-55k a year in about 3 weeks. I’m living at home right now to save money. After expenses, I’m saving over 500 per week. Should I focus on repaying the debt asap, or assuming the worst and buying gold/silver and only repaying a small amount? If we’re about to be hit with massive inflation, then it makes sense to let the nominal gold and silver prices rise faster than the rate of interest on the loans. I have 400 ounces of silver that I bought at 15.57 an ounce and 3 ounces of gold bought at 930 an ounce, and 3000 in cash. What do yall think?
The point of buying gold is for savings. Eliminate your debt first or savings will mean nothing.
Yes, but what if I can take advantage of the system and screw over Citibank by paying them back with less valuable dollars in the future?
You cannot predict when the crash will be and like I said, savings while in debt are meaningless.
I suggest you send all your extra cash to me. I assure you, I will invest it beneficially.
The Rev
It doesn’t sound like you are a seasoned investor, so I can’t advise an attempt at beating the system. You have to admit the Feds have done a pretty good job at manipulating the prices of the precious metals for many years, and we don’t really know when all their attempts at manipulation will finally blow up in their faces.
If your investments have been consistently earning a higher rate of return than your debt interest rate, you might consider continuing to invest your free capital rather than pay down your debts, but if you don’t have that experience under your belt, you might do just as well to send your money to ‘the Rev’. 
Now as to the issue of inflation, yes, you are right on. The inflation of the money supply is moving more and more toward impacting prices. The government can only keep down the price of precious metals so long.
Disclaimer: None of the above should be construed as financial advice. 
If inflation is higher than the interest rate on your loan, it’s in your rational self-interest to make the minimum payment on the loan, and invest the difference in silver or gold.
Suppose your loan is $10k at 6%. Suppose that true inflation is 26%. Suppose you invest $10k in gold instead of repaying the loan.
A year later, your loan amount due is $10,600. Your $10k in gold is now worth $12,600. You made $2k by delaying repaying the loan.
However, this is not risk-free. If there’s a deflationary recession/depression, the price of gold could tank by 20%-30% or more. Then, you have a loss. If there’s a recession, there’s a good chance you’ll also lose your job and you’ll be stuck repaying the loan. You’ll be forced to sell your gold at a discount during the recession.
It isn’t in your self-interest to borrow as much as you can and buy gold, because you’ll risk being ruined during the next recession/depression. The banksters can afford to load up on as much leverage as they can speculating on mortgage bonds, because they qualify for a bailout. You aren’t “too big to fail”, so you’ll lose everything if you speculate and are wrong.
However, already having the loan, it’s probably in your best interest to make the minimum payment and invest the difference in gold or silver. I wouldn’t borrow to buy gold, though.