Economics terminology

Economics Economics Questions
1

I’m sure this has a name, but I can’t think of it.

What would you call the phenomenon seen in many scenarios, but perhaps most prevalently in higher education, that those who pay for a good or service themselves are more likely to appreciate it, while those who receive the good or service for free or at a reduced cost are more likely to take it for granted and waste it?

Thank you

2

I think that’s called moral hazard.

in healthcare because its government run and free people are less likely to look after themselves because the risks and costs to them are minimal. that’s another example.