What does it mean when banks are charged a fee or rate on their assets by FDIC? Is it for risk assessment purposes and how does that come to being? There are different risk categories with different basis points, tier 1,2,3,4,5 capital? Thanks
Anyone want to respond or refer me to a link on this? Also, can someone explain in more detail what this suppose to mean…“This will certainly mark the end of the banking model using wholesale funding and aggressive deposits to fund commercial real estate projects. In other words this is going to come down hard on the FIRE economy.” Does this have anything to do with manipulation of interest rates? Thanks