Is there a price ceiling on the interest rate?

[eliotn]

Is there a price ceiling on the interest rate in the US? Is that why people can’t get loans?

[Knight_of_BAAWA]

People can’t get loans because banks are uncertain about the future. All the money-dumping by Helicopter Bernanke and Paulson can’t change that.

[UsernamemanresU]

@eliotn

Is that why people can’t get loans?

Check the following graph:

http://research.stlouisfed.org/fred2/series/CONSUMER?cid=100

People can, and are, getting loans.

[eliotn]

@Knight_of_BAAWA

People can’t get loans because banks are uncertain about the future. All the money-dumping by Helicopter Bernanke and Paulson can’t change that.

Wait… I just found out that there are usury laws.

UGHHH!