if banks create the money they loan, why do we always hear in the media that banks are reluctant to lend due to a fear of people defauliting on laons

Economics Economics Questions
1

i understand the concept of banks creating money through loans simply by writing a cheque

but if this costs the bank next to nothing

why do some banks claim that they are worried that people will default?

it’s not as though it cost the bank anything substantial to loan it

2

LibertyStudent responded to one of your earlier threads. You should check it out before you start more threads.