Speaking within our economic models
no.
The money hoarder is responding rationally to deflation and the ‘shopaholic’ is responding rationally to inflation.
well maybe… i think it is bad to be an extreme money hoarder and an extreme shopaholic… if all one does is save money, what the good of that? if one is too afraid to invest or consume and just saves, whats the use? With the shopoholic, if you constantly spend, what is the good in that? One is never thinking of the long term effects if all they do is spend right now(sounds like the US government)…
No. Neither the hoarder nor the spender are malevolent. If their transactions are voluntary we know a priori that their actions have benefits, at least for the partners of the transactions. In terms of growth though the crook is more virtuous than the shopaholic is, but this statement is purely subjective and in the realm of aesthetics.